Keep every dollar you quote.
Margin Protection is on by default. It prices card processing into each line of the estimate, so you keep your full price and the homeowner never sees a fee line. Take card or ACH on the job, send stage payment links from the field, and get paid in 1 to 2 business days.
14-day free trial, no credit card required.
Signed at 7:48. Deposit paid at 7:49.
The homeowner picks a package, signs, and pays the deposit with Apple Pay, card, or bank account, right from their phone. It lands in Payments already matched to the job, and pays out in 1 to 2 business days, or instantly on request for eligible accounts.
- job signed at the table
- $0
- deposit paid before they stood up
- $0
- of your quoted price kept, with Margin Protection
- 0%
An example job, with Margin Protection on.
Payments
The bigger you get, the more it keeps.
Most contractors eat card fees out of their margin, job after job. Margin Protection is on by default in Revcore: it prices processing into each line of the estimate, so the price you quote is the price you keep, and the homeowner never sees a fee line.
- On by default when you connect payments, on every plan
- Spread across the line items, never a surcharge line
- Turn it off per estimate whenever you want
- Out of your margin, without it
- $182,500
- Out of your margin, with Margin Protection
- $0
Kept in your business every year
$182,500
Illustrative. Card volume at 3.65% (standard card processing plus our platform fee), before the 30¢ per payment. Margin Protection raises each line item to cover processing, so the homeowner’s approved total includes it. See the rates
How payments work in Revcore
Collect on the spot, however they pay.
Send a secure link and let customers pay in a tap
Try it freeCollect deposits and draws as the job moves.
The homeowner approves and pays the deposit in one step
Try it free
Payments that live with your invoices.
Each payment ties back to its invoice and job
Try it freeBuilt to protect every dollar you collect.
Margin Protection
Processing is priced into each line of the estimate, so you keep the full price you quoted. On by default.
Fast payouts
Money lands in your bank in 1 to 2 business days. Eligible accounts can pull an instant payout when cash is needed now.
Dispute defense
When a homeowner files a chargeback, we fight it on your behalf, so a dispute does not turn into a lost deposit.
Smart retries
Smart routing and automatic retries on failed cards mean fewer declined payments to chase.
Matched to the job
Every payment is created from an estimate or invoice, so it is already tied to the right customer and job. Nothing to reconcile.
Bank-grade security
Card data is tokenized by PCI DSS Level 1 payment partners, so raw card numbers never touch Revcore servers.
All of it is included in standard processing plus a 0.75% platform fee. No separate payments subscription, no setup fee, same rates on every plan. See the full rates
On the spot paid before the truck leaves
“Billing from the truck changed our cash flow. Homeowners pay before the crew leaves the driveway, and collections stopped being a second job.”
Composite operators based on early-access usage. Outcomes are illustrative; individual results vary.
Everything you need to collect faster.
- Margin Protection
- Card payments
- ACH payments
- Charge a saved card
- Text-to-pay links
- Instant payouts for eligible accounts
- Deposits
- Milestone billing
- Published rates
- Auto receipts
- Auto-reconciliation
- Payout tracking
- PCI-compliant partners
Works with the rest of Revcore
Invoicing
Bill the moment the work is done and follow up on late ones.
Estimates
Price the job with the card fee already built in.
Sales presentations
Close at the kitchen table with tiered options and e-signatures.
Homeowner portal
Homeowners see the balance due and pay on their own.
Service agreements
Charge the card on file for recurring maintenance.
Reporting
Cash flow, AR aging, and payouts in one view.
Compare payment tools
What is payment processing software for contractors?
Payment processing software lets a contractor accept card and bank (ACH) payments from homeowners and deposit the money into the business account. Revcore Payments is built into the estimate, the job, and the invoice, so you can collect a deposit when the homeowner signs, send stage payment links as the work moves, and take the final balance on site. Standard payouts land in 1 to 2 business days, and eligible accounts can request an instant payout for a 1% fee.
Margin Protection is on by default. It marks up each line item in the estimate proportionally to cover card processing, so you keep your full price and the homeowner never sees a separate fee line. The fees themselves are published: cards are standard 2.9% + 30¢ card processing plus a 0.75% Revcore platform fee, 3.65% + 30¢ in total. ACH is 0.8% (capped at $5) plus the 0.75% platform fee, which is not capped.
Because every charge is created from a Revcore estimate or invoice, it is already matched to the right customer and job. There is no separate processor dashboard to reconcile against your job list.
Which plan includes it
Payments are included on every plan, at the same rates.
Starter, Pro, and Scale all include Margin Protection, card processing at 3.65% + 30¢, ACH at 0.8% (capped at $5) plus a 0.75% platform fee, deposit collection, and payouts in 1 to 2 business days. There is no separate payments subscription, and every plan can download a full data export for the bookkeeper. Sending payments to QuickBooks is not live yet.
Compare plans on the pricing pagePayment questions, answered.
Still deciding if Revcore fits your crew? Talk to our team.
How fast are payouts?
Standard payouts land in your bank account in 1 to 2 business days. Eligible accounts can request an instant payout for a 1% fee when cash is needed now. You can see what has paid out, what is still clearing, and when the rest will arrive.
What are the processing rates?
Rates are published, with no confusing tiers. Card is standard 2.9% + 30¢ card processing plus a 0.75% Revcore platform fee, 3.65% + 30¢ in total. ACH is 0.8% (capped at $5) plus the 0.75% platform fee, which is not capped, so a $20,000 ACH payment costs $5 + $150 = $155. The rates are the same on every plan.
Can contractors take ACH payments?
Yes. Homeowners can pay by bank transfer (ACH) from an estimate, an invoice, a payment link, or the homeowner portal. ACH is 0.8% (capped at $5) plus a 0.75% platform fee, which makes it the cheaper option for large deposits and final balances.
Who pays the card processing fee?
Margin Protection is on by default. It marks up each line item in the estimate proportionally to cover card processing, so the price the homeowner approves already covers it and they never see a separate fee line. You keep your full price, and your margin stays where you set it.
Can I take a deposit and progress payments?
Yes. Collect the deposit when the homeowner signs, then send stage payment links from the jobsite as milestones are hit. Each payment is recorded against the job, so you always know what has been paid and what is left.
Can customers pay without me being there?
Yes. Send a secure text-to-pay or email link and customers can pay from their phone in a tap, which works well for collecting balances after the crew has left. They can also pay from the homeowner portal.
Do you offer homeowner financing?
Not yet. Built-in homeowner financing is on the roadmap and is not a live feature today. You can take card and ACH payments now, including deposits and progress payments.
Is it secure, and do I need a separate processor?
Card data is tokenized and handled by our PCI-DSS Level 1 payment partners, so raw card numbers never touch Revcore servers. You do not need a separate processor like Square: collecting, invoicing, and payouts all live in one login.
