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The best invoicing and payment software for contractors in 2026

Contractor invoicing software should collect the deposit at signing, bill progress and final payments from the signed estimate, and get money into your bank fast. We compared the top platforms on fees, payout speed, and how tightly billing connects to the job.

  1. 1. Revcore Pro

    Our pick

    Best for getting paid on the same record as the sale

    Margin Protection builds card processing into each estimate so you keep your full price. Deposits are collected at signing, then progress and final invoices come from the same signed estimate, with payouts in 1 to 2 business days or instant for eligible accounts. Invoices, payments, and two-way texting sit on the same job record on every plan.

    $249 to $899/mo flat, seats includedStart for free
  2. 2. Jobber

    Best for small service shops that sync to accounting

    Invoicing, progress invoicing, and online payments on every plan at 2.9% + 30¢ for cards and 1% for ACH, with instant payouts for an extra 1%. QuickBooks Online and Xero sync start on Connect.

    What it does well

    • Clean, mature iOS and Android apps with a Spanish option for field staff
    • Client hub, online booking, and request forms on every plan, including the $29/mo annual Core plan
    • Low entry price for a solo operator

    Watch for

    • Two-way texting, optional quote line items, and job costing start on Grow, not the lower plans
    • No native interactive in-home sales presentation
    • Pipeline, Marketing Suite, and Receptionist are paid add-ons unless you are on Plus

    Pricing: Tiered monthly plans priced by team size band, with add-ons and $29/mo per extra user. Jobber pricing, plan by plan

    From $49/mo (Core, 1 user)Revcore Pro vs Jobber
  3. 3. Housecall Pro

    Best for service calls that need financing at checkout

    Invoicing and payments on every plan, with cards from 2.59%, 1% bank payments, and Wisetack consumer financing. QuickBooks Online sync starts on Essentials.

    What it does well

    • Two-way texting on all plans
    • Consumer financing through Wisetack on every plan, something Revcore does not offer yet
    • Strong customer-facing tools: online booking, a customer portal, and review management

    Watch for

    • The sales proposal tool, service plans, Zapier, and open API are included only on MAX
    • MAX is sold through a demo rather than self-serve checkout
    • $35/mo per user past the 8 included on MAX

    Pricing: Three tiered plans billed monthly or annually, with users included per plan and paid add-ons. Housecall Pro pricing, plan by plan

    From $59/mo (Basic, 1 user, billed annually)Revcore Pro vs Housecall Pro
  4. 4. Contractor Foreman

    Best for retainage and AIA progress billing

    Native invoices, progress invoicing, retainage, and AIA G702/G703 billing with online card or ACH payments, on every plan at a low published price. Payment processing fees are billed separately.

    What it does well

    • Low published entry price: $49 a month for 1 user on annual billing
    • Every plan includes the same broad feature set, from estimates and change orders to time cards and AIA billing
    • Job costing reports and a custom report builder on every plan

    Watch for

    • No dedicated in-home sales presentation or side-by-side Good / Better / Best package format listed
    • Texting is documented for notifications and reminders, not as a two-way homeowner inbox
    • Priced by user count, so the plan changes as your team crosses 3, 8 or 15 users

    Pricing: Tiered plans priced by number of users; all core features on every plan. Contractor Foreman pricing, plan by plan

    From $49/mo (Basic, 1 user, billed annually)Revcore Pro vs Contractor Foreman
  5. 5. Buildertrend

    Best for builders who also pay subs

    Native invoicing, deposits, and Buildertrend Payments for client payments, with an optional payment request at signing and Bill Pay for subs in the US. Pricing is a custom quote with unlimited users.

    What it does well

    • Deep construction project management: schedules, selections, allowances, change orders, bids and purchase orders in one place
    • Strong client portal where homeowners approve selections and change orders and pay invoices
    • Real job costing, budgets and profit reporting, with QuickBooks and Xero sync

    Watch for

    • No published pricing; every buyer goes through a quote and sales call
    • No free trial
    • Built for long, multi-phase projects, which can be heavier than a fast-cycle replacement or service business needs

    Pricing: Custom quote based on builder type and annual revenue; unlimited users and unlimited projects. Buildertrend pricing, plan by plan

    Quote required, unlimited usersRevcore Pro vs Buildertrend
  6. 6. ServiceM8

    Best low-cost invoicing for small crews

    Invoices, in-app and online card payments, Tap to Pay on iPhone, and automated payment follow-ups, with progress invoicing from the $29/mo Starter plan. Plans are priced by new jobs per month rather than crew size.

    What it does well

    • Very low entry price, including a free plan for solo operators
    • Unlimited users on paid plans, with no per-user fees
    • Two-way SMS and quote options on every plan

    Watch for

    • Full-featured field app is iOS only; Android gets the lighter ServiceM8 Lite
    • Monthly job caps, with 20¢ per job over the top plan's allowance
    • Proposals and forms start on Growing; job costing starts on Premium

    Pricing: Priced by new jobs per month, with unlimited users on paid plans. ServiceM8 pricing, plan by plan

    From $0/mo (Free, 1 user)Revcore Pro vs ServiceM8
  7. 7. Service Fusion

    Best for recurring billing with unlimited users

    Invoicing, integrated payments, and a QuickBooks integration on every plan, on one company price with unlimited users. Progress billing and recurring invoicing are on the Pro plan.

    What it does well

    • Unlimited users on every plan, so cost does not grow with headcount
    • Published prices and no contract required
    • Good/Better/Best estimate options on every plan

    Watch for

    • No built-in in-home sales presentation
    • Integrated voice and text starts on Plus; the customer web portal starts on Pro or as an add-on
    • GPS fleet tracking and several other features are add-ons with unpublished prices

    Pricing: Flat company price per month, unlimited users, three plans plus add-ons. Service Fusion pricing, plan by plan

    From $245/mo (Starter, unlimited users)Revcore Pro vs Service Fusion

What Revcore adds at the kitchen table.

An interactive presentation and a Good, Better, Best estimate the homeowner signs on the spot, with the deposit collected before you leave. Both come with the Pro and Scale plans, in the same login as the rest of the job.

Present the job, not a PDFSales presentations
Options they sign on the spotEstimates

Side by side

Starting price, pricing model, and trial for every pick, from each vendor's own pages.

The best invoicing and payment software for contractors in 2026: picks compared side by side
ToolStarts atPricing modelFree trialExtra users
Revcore Pro$249/moFlat plans, 3 to 15 seats included14 days, no card$49/mo per seat
Jobber$49/moTiered monthly plans priced by team size band, with add-ons and $29/mo per extra user14 days on the Grow plan, no credit card required$29/mo per additional user on every plan
Housecall Pro$59/moThree tiered plans billed monthly or annually, with users included per plan and paid add-ons14 days with full access to MAX features, no credit card required$35/mo per additional user on MAX; extra-user pricing for Basic and Essentials is not published on the pricing page
Contractor Foreman$49/moTiered plans priced by number of users; all core features on every plan30-day free trialNot published
BuildertrendQuote requiredCustom quote based on builder type and annual revenue; unlimited users and unlimited projectsNo free trial; free personalized demos and a virtual product tour insteadNone; unlimited users are included
ServiceM8$0/moPriced by new jobs per month, with unlimited users on paid plans14 days, full access, no credit card requiredNone on paid plans; the Free plan is limited to 1 user
Service Fusion$245/moFlat company price per month, unlimited users, three plans plus add-onsNot listed; Service Fusion offers a free demoNone; every plan includes unlimited users

How we ranked this list

We weighted deposit collection at signing, progress and final invoicing, published card and ACH fees, payout speed, homeowner payment options, and whether invoices live in the same system as the estimate and job. Competitor facts and prices come from each vendor's public pricing and product pages, checked in September 2026 (JobNimbus: its June 2026 pages, the latest we could verify). Where a vendor does not publish a price we say Quote required rather than repeat third-party estimates. Revcore Pro is our own product, so we say plainly where another tool is the better fit. Revcore does not offer homeowner financing today (it is on the roadmap) or two-way QuickBooks sync.

Frequently asked questions

What is the best invoicing and payment software for contractors in 2026?

For contractors who sell and build larger jobs, Revcore Pro is our pick because the deposit is collected at signing and progress and final invoices come from the same estimate and job, and Margin Protection builds card processing into the estimate so you keep your full price. Jobber suits small service shops that want accounting sync, and Contractor Foreman fits builders who bill retainage.

How much do contractors pay in payment processing fees?

Published rates: Revcore Pro charges standard 2.9% + 30¢ card processing plus a 0.75% platform fee for cards (3.65% + 30¢ total), and for ACH, 0.8% (capped at $5) plus a 0.75% platform fee. Jobber charges 2.9% + 30¢ for online cards and 1% for ACH, and Housecall Pro cards from 2.59% and 1% for bank payments. The bigger difference is who pays: Revcore's Margin Protection, on by default, marks up each line item in the estimate to cover card processing, so you keep your full price and the homeowner never sees a separate fee line.

Should contractors collect a deposit at signing?

In most trades, yes. A deposit at signing confirms the homeowner is committed, covers early material costs, and cuts cancellations before the crew arrives. Revcore Pro takes the deposit by card or ACH right after the e-signature in the same visit, then bills progress and final invoices from the same signed estimate.

How fast do contractors get paid with invoicing software?

It depends on the processor. Revcore Pro standard payouts land in 1 to 2 business days, and eligible accounts can request an instant payout for a 1% fee. Jobber offers instant payouts for an extra 1% of the payment. Payout speed matters most for crews buying materials between the deposit and the final invoice, so check the standard payout timing and any fee for faster transfers before you choose.

Does Revcore Pro sync invoices with QuickBooks?

Not two ways. On the Scale plan, Revcore imports QuickBooks Online customers and invoices so you can move your history in. If two-way accounting sync is a must, Jobber (from Connect), Housecall Pro (from Essentials), and Service Fusion list QuickBooks integrations. Revcore keeps estimates, invoices, and payments on one job record instead.

The last login your business needs.

Quote it, schedule it, invoice it, and get paid fast, without taping a pile of apps together.